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Monday, February 27, 2006

DeWine holds off foes for endorsement...barely!

 
Breaking News!!
On February 26, 2006 the Miami County Ohio Republican Party hosted the Miami County Convention. For the first time, all four candidates for the Republican Senatorial Primary were in attendance at a GOP County Nomination Event. The preliminary numbers are as follows: John Mitchel 13 votes, Bill Pierce 78 votes, David Smith 118 votes, Mike DeWine 228 votes.
Most significant about these results are that DeWine only received slightly better than 50% of the vote. It is clear that if the field of challengers against DeWine is narrowed to only a single candidate, DeWine could face a serious challenge in the May Primary.
In the BattleGround Weekly Commentary posted earlier this evening we called for the three challengers to meet and unite behind a single candidate to give Conservatives a chance for victory in May. Based on these results, this is more important than ever.
 
 
 
 
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Sunday, February 19, 2006

The GOP's Harbinger

Black Candidates Alter the Landscape

Sunday, February 19, 2006; Page B07

COLUMBUS, Ohio -- Maryland borders Pennsylvania, which borders Ohio, which borders Michigan. In that swath of America, extending 950 miles from the shores of the Chesapeake Bay to the shores of Lake Superior, this year's politics could produce a remarkable quartet of Republican victories -- black U.S. senators from Maryland (Michael Steele, who now is lieutenant governor) and Michigan (Keith Butler, former Detroit city councilman and currently pastor of a suburban church with a congregation of 21,000), and black governors in Pennsylvania (Lynn Swann, the former Pittsburgh Steeler) and Ohio (Ken Blackwell, currently secretary of state).

Blackwell is particularly noteworthy because he has had the most varied political career -- a city councilman at 29, mayor at 31, national chairman of Steve Forbes's 2000 presidential campaign. And because he is the most conservative.Polls suggest that Blackwell, 57, can win the Republican primary May 2. National party leaders think that only he can keep the governorship Republican, because the state GOP establishment has been hostile to him and Ohio voters are now robustly hostile to it.

He annoys the establishment because he, unlike it, believes things. He believes that the establishment is proof of a conservative axiom: Any political group or institution that is not ideologically conservative will become, over time, liberal. That is so because, in the absence of a principled adherence to limited government, careerism -- the political idea of the unthoughtful -- will cause incumbents to use public spending to purchase job security.

In 1998 party elders pressured Blackwell into stepping aside to clear the path to the governorship for Bob Taft -- great-great-grandson of a U.S. attorney general, great-grandson of a president, grandson and son of U.S. senators. Today, Taft's job approval rating has plunged to 18 percent among Republican voters . The rest of the electorate is more hostile. Republicans hold 12 of 18 U.S. House seats and both Senate seats. Unfortunately for Ohio Republicans, they also control both elected branches of the state government, and their record of scandals and un-Republican governance -- substantial tax and spending increases -- have Blackwell, a

6-foot-5, 255-pound former college football player (Xavier University in Cincinnati), running against his party's record.

Ohio's state and local tax burden, which was among the nation's lowest in the 1970s, is now the nation's seventh-heaviest ($3,906 per capita). Blackwell blames taxes, lawsuit abuse and regulatory confusion for Ohio's ranking 47th in job creation, with a rate last year less than one-seventh of the national rate. Since January 1999, the beginning of the Taft years, Ohio has lost 210,000 manufacturing jobs. "We have become," Blackwell says, "one of the leading repopulators of other states." One in particular: He says that every 24 hours 65 Ohioans become Floridians.

He appeals to small-government conservatives by proposing a constitutional cap on state spending and even leasing the Ohio Turnpike to private investors. His cultural conservatism has won him such intense support from many church leaders that some liberals are contemplating recourse to an American sacrament -- a lawsuit. It would threaten the tax-exempt status of churches deemed too supportive of Blackwell.

He appeals to blacks by being black and because many blacks are cultural conservatives: George W. Bush won 16 percent of Ohio's black vote in 2004. In Blackwell's three statewide races, he has received between 30 and 40 percent of the black vote. If in November he duplicates that, he will win, and Democrats in many blue states will blanch because if their share of the black vote falls to 75 percent, their states could turn red.

His opponent, U.S. Rep. Ted Strickland, is evidence that Democrats have been educated by electoral disappointments. Strickland represents a culturally conservative district that extends from the Ohio River almost to Youngstown, a district Bush carried by just two points in 2000 and 2004. One of nine children of a steelworker father, Strickland is reliably liberal on most matters but also has the NRA's "A" rating and voted to ban partial-birth abortions.

Control of the U.S. Senate in 2007 could turn on whether Mike DeWine, a second-term Republican, is reelected. He does not thrill conservatives, so he needs Blackwell on the ballot to rouse the party's base. Furthermore, the next presidential election, like the previous one, might turn on a close contest for Ohio's 20 electoral votes, a contest in which the governor, whoever he is, might make the difference. Which is why Ohio's gubernatorial election may be the most consequential this year.

georgewill@washpost.com

 
 
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Friday, February 17, 2006

What's Going On In Ohio's 13th?

Fired Up America Looks at Ohio's version of Varuca Salt.....

 
There are a fair number or progressive bloggers who spend their time pointing out the shortcomings of the Democratic party.  I don't normally find myself among them.
I tend to think the Democrats are far better than they often give themselves credit for.  But there's something going on in Ohio that gives me pause about the judgment of some elements of the Democratic party.
Ohio is a fountain of hope for Democrats this cycle.  Governor Taft has disapproval ratings that resemble a thermometer reading at a Fourth of July Parade in Akron.  Senator Mike DeWine wakes up every morning in fear of his political life.  And since the Abramoff plea deal, Rep. Bob Ney has been spending the free time he has now that he is no longer chair of a committee circling his district on a perpetual "I Am Not A Crook Tour."
So there is a lot of cause for optimism about Ohio.  But that brings me to the 13th congressional district.  Rep. Sherrod Brown made the 13th an open seat when he decided to enter the race against Senator Mike DeWine.
Former State Rep. Betty Sutton has already entered the race, and former Rep. Tom Sawyer is also contemplating jumping into the race.  Capri Cafaro, announced recently that she plans to run for the seat, and the fact that Democrats in Ohio's 13th are giving her any consideration at all, is what has me scratching my head.
In 2004, Rep. Steven LaTourette was embroiled in scandal and was considered by nearly everyone in the country to be one of the most vulnerable Republican incumbents in the country.
Ms. Cafaro was his opponent, and often bragged about her public relations experience.  By the time Ms. Cafaro finished employing her vast PR skills in the campaign against LaTourette, she had managed to help him receive nearly 63% of the vote in a district that delivered only 52% for President George W. Bush.
I thought it might be helpful to create a little chart of the things we are likely to hear about Ms. Cafaro from the Republicans in the general election if she is chosen as the Democratic nominee for the 13th.
 
Topics Likely To Be Raised By The Republicans If Ms. Cafaro Is the Democratic Nominee In the 13th Congressional District Of Ohio
She Has Difficulty With The Truth
During her 2004 campaign, Ms. Cafaro claimed that she had worked as a Senate staffer for nearly 8 years.
In fact, she worked on the hill for two years as an unpaid intern for Senators Ted Kennedy and Alphonse D'Amato.
She Lacks Experience
During her 2004 campaign, Ms. Cafaro told the Cleveland Plain Dealer that she had never had a paying job other than those given to her by her family.
Her "public service" experience consists mostly of her unpaid internships on the Hill, that is, unless you count the time she spent testifying in the Traficant bribery trial.
She's Had Numerous Ethical Lapses
During the 2004 race, in an ad, Rep. LaTourette accused Cafaro of money laundering in relation to contributions she made to a campaign in Maryland that her father reimbursed her for.  Cafaro filed a complaint with the Ohio Elections Commission, which the Commission dismissed, saying LaTourette's ad did not contain any false statements.
Cafaro also "accidentally" accepted $16,000 in excessive contributions from her sister, Renee Cafaro.  The campaign ultimately refunded the money and paid a $1,000 alternative dispute resolution fee.
Cafaro's campaign also committed a "clerical error" that caused her to misreport her personal contributions to her campaign by $41,000. 
She Has A Rather "Quirky" Legal History
Cafaro was granted immunity in exchange for her testimony in the Traficant bribery case.  Her father, J.J. Cafaro, was convicted of bribing Traficant.
In addition, a former subordinate of Cafaro's testified before Congress that the company where Cafaro was an executive provided plane trips on the corporate jet and expensive gifts to a Senator from New Jersey.
She's Made Some Pretty Bizarre Statements
During her 2004 campaign, Cafaro told a reporter that her the events surrounding the Traficant trial made her "uniquely qualified " to serve in Congress.  Rep. Bob Ney and Rep. Tom DeLay might heartily agree, but somehow I doubt the voters of Ohio's 13th will.
She's In Touch With The Common Man, But Quickly Disinfects Afterwards
Cafaro's 2004 campaign centered on the economic plight of the average resident of the 14th district.  Yet she repeatedly showed up for events in designer suits.
In October 2004, the Akron Beacon Journal reported that Cafaro had lived in "Chevy Chase mansions, Central Park condos and Trumbull County estates..... She's perfectly comfortable in smart, designer suits, matching pointy heels and immaculately applied makeup.  By her account, she has gone through gallons of hand sanitizer during the campaign - a medical necessity because of constant hand-shaking."
Cafaro grew up in a Trumbull County mansion equipped with a private bowling alley, movie theatre, discotheque, and pool. and she is the beneficiary of trusts worth hundreds of thousands of dollars.
Her family once hired a D.C. lobbyist to lobby Congress on tax issues impacting their family fortune and paid him more than $200,000.
She's Used Very Questionable Campaign Tactics
During her 2004 race, Cafaro fired her communications director after it was alleged that he had provided video surveillance of LaTourette to a local television station.  Cafaro criticized the video at the time and disclaimed all knowledge of the incident.
However, media stories suggested that the Cafaro campaign had paid someone to follow and film LaTourette with his girlfriend.
She's Had Very Interesting Donors
Cafaro's 2004 primary bid was largely financed by people with the last name Cafaro, or people employed by folks with the last name Cafaro.  But she did receive at least one contribution in the primary from a resident of the 14th district.  Mr. William S. Martin, the proprietor of the Just Teazin' strip club in Painsville, Ohio kicked in $500 to Cafaro's 2004 primary effort.
She Lacks Commitment to the 13th Congressional District
The 13th district is the third Ohio congressional district that Cafaro has considered running in.  She first flirted with the idea of running in the 17th, ran in the 14th last cycle, and now has a "deep commitment" to serving the citizens of the 13th.
In fact, in November of 2004, in discussing the 14th district, "I am very committed to serving this community," she told the Plain Dealer.  "I'm here to stay."
And She's Previously Performed Very Poorly Politically
During her 2004 campaign, the Plain Dealer expressed the view that Cafaro was "short on anything approaching political experience, but extremely long on dollars." 
The Akron Beacon Journal said that she  "mouths tired platitudes, a succession of talking points kept in the public eye and ear by her own checkbook."
Cafaro ran such a miserable campaign in 2004 that one of the nation's most vulnerable Republicans managed to get 63% of the vote in a district where President Bush only received 52% of the vote.

Thursday, February 16, 2006

OH-6 BREAKING Petition-gate

FROM LINCOLN LOGS BLOG:

http://lincolnlogsblog.com/2006/02/16/oh-6-breaking-petition-gate/

Who was it this past weekend that was dishing grief for some petition issues among the Republicans?  I do believe it was the DEMOCRATS.  However, it now appears that one of theirs is in substantial trouble of his own.
State Senator & Furniture Salesman Extraordinaire Charlie Wilson is facing prospects of being left off the May primary ballot because his campaign broke at least two laws in the process of filing for office.
People close to the situation are telling Lincoln Logs (I have always wanted to say that) that Charlie Wilson’s petitions are void, and the Secretary of State agrees.
Let’s hit the way back machine to Monday February 13.  Wilson’s campaign filed petitions with 96 signatures in Columbiana County.  Wilson’s campaign had asked Belmont and Scioto County Boards of Elections to perform due diligence checking the petitions (something the circulator “swears” to on the petition statement).  After the petitions were filed, the Columbiana County Board of Elections was contacted and told that there were problems.
It appeared at least 43 names were void leaving a narrow cushion of 3 signatures for Wilson.  Wilson was contacted, and decided to withdraw his petitions and submit new ones.
If I had one of those cool Drudge siren light things, I would use it here.
Calling Mary Taylor, Calling Mary Taylor.  Mary, what have we learned about re-filing petitions?  Should we ask Chris McNulty.  (I don’t mean to pick on Mary Taylor, she is faultless in this whole deal, it is interesting, however with such a recent incident that the Wilson campaign managed to stumble into trouble). 
Today, Wilson indeed filed new petitions.  However, the Secretary of State’s office got involved and ruled that the petitions cannot be re-filed.  This isn’t even an ambiguous area.  ORC 3501.38, Section I, Subsection 2 states:
No petition may be withdrawn after it is filed in a public office.
But wait, we aren’t done yet.  When the Wilson camp learned of the Secretary of State’s opinion, Wilson attempted to withdraw his SECOND set of petitions and go with his first set.  Except the law says you can’t do that.  I am told that the receipts for these transactions actually record Wilson as “withdrawn” in relation to his first set of petitions and after he withdrew the second set, THAT set was crossed out along with the “withdrawn” from the Monday petitions.
Would you like another chance, Charlie?  You have already hit strike two and Ohio is only a ONE strike state.
This story is nothing if not juicy, because there is a SECOND bit of ORC that Senator Wilson conveniently chose to ignore by accepting a refund on his second filing fee.  ORC 3513.10 section F, subsection 1 says:
In no case shall a fee paid under this section be returned to a candidate.
What does this mean for Charlie?  You mean besides the political consequences of not showing much aptitude for paperwork or pesky stuff like Ohio Revised Code and having forever etched into his biography a good old fashioned “-gate?”
[Blatant posturing alert]
Do we really want someone who makes such an elementary mistake representing us in Washington?
[End blatant posturing]
Despite my posturing, it would appear that Charlie Wilson is damaged goods and can no longer be considered a viable candidate (unless the democrats weren’t sincere over the last year with their righteous indignation at even the HINT of laws being broken, but that couldn’t be.)
The best course for Wilson now is to lick his wounds, realize his campaign has seen better days and return to his Furniture/Mortuary Science Empire.
In the end, this is the “frontrunner” start we expected from Danny Harmon, not the self-anointed heir to Ted Strickland’s seat.
And frankly, we at Lincoln Logs couldn’t be happier.
 
 
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Stark County GOP announces county slate

Thanks to the Stark GOP HQ for sending this out... no news from other counties yet........................

 

RL

--------------------------------------------------------------------------------------------------

 

Pat Fallot, a 33 year employee of the Stark County Auditor’s office announced today her intentions to seek the County Auditor’s seat this fall.  Other races solidified as of the filing deadline on Thursday were: 

 

Congressman 16th District (Primary)

 

Ralph Regula (R) *

Matt Miller (R)

 

Jeff Seemann (D)

Tom Mason (D)

Thomas Shaw (D)

 

Auditor

 

Pat Fallot (R)

Kim Perez  (D) *

 

County Commissioner

 

Richard Regula (R) *

Todd Bosley (D)

 

5th District Court of Appeals (PRIMARY)

 

Judge Stephen Belden (R)

Judge Thomas Marcelain (R)

 

Patricia Delaney (D)

 

5th District Court of Appeals

 

Judge John Wise (unopposed)

 

Judge of the Court of Common Pleas; Domestic Division (2 seats)

 

Judge Jim James (unopposed)

Judge David Stucki (unopposed)

 

State Representative 50th District

 

John Hagan (R) *

John Johnson (D)

 

State Representative 51st District

 

Scott Oelslager (R) *

Kody Gonzalez (D)

 

State Representative 52nd District

 

Eric Waldrop (R)

William Healy (D) *

 

State Representative 61st District (PRIMARY)

Brant Luther (R)

Randy Pope (R)

 

Mark Okey (D)

 

State Senator (29th District)

 

Kirk Schuring (R) *

Thomas West (D)

 

 

* Denotes Incumbent

 
 
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Statewide candidate filings

Listed on the Ohio Secretary of State website...

 

U.S. Senator

Name(s) Party
Sherrod Brown (Avon) Democrat
Merrill Samual Keiser, Jr. (Fremont) Democrat
Mike DeWine (Cedarville) Republican
John Mitchel (Beavercreek) Republican
William G. Pierce (Maineville) Republican
David R. Smith (Mason) Republican

Governor / Lieutenant Governor (Joint Candidates)

Name(s) Party
Bryan E. Flannery (Strongsville) and Frank M. Stams (Cuyahoga Falls) Democrat
Ted Strickland (Lisbon) and Lee Fisher (Shaker Heights) Democrat
J. Kenneth Blackwell (Cincinnati) and Thomas Raga (Mason) Republican
Jim Petro (Columbus) and Joy Padgett (Coshocton) Republican

Attorney General

Name(s) Party
Subodh Chandra (Cleveland) Democrat
Marc Dann (Youngstown) Democrat
Tim Grendell (Chesterland) Republican
Betty Montgomery (Perrysburg) Republican

Auditor of State

Name(s) Party
John B. Reardon (Poland) Democrat
Barbara Sykes (Akron) Democrat
Christopher McNulty (Columbus) Republican
Mary Taylor (Uniontown) Republican

Secretary of State

Name(s) Party
Jennifer L. Brunner (Columbus) Democrat
Greg Hartmann (Cincinnati) Republican
Robert G. Montgomery (Westerville) Republican
Jim Trakas (Independence) Republican

Treasurer of State

Name(s) Party
Richard Cordray (Grove City) Democrat
Hugh Quill (Dayton) Democrat
Jennette B. Bradley (Columbus) Republican
Sandra O'Brien (Rome) Republican

Supreme Court Justice (Term commencing January 1, 2007)

Name(s) Party
William Michael O'Neill (Chagrin Falls) Democrat
A.J. Wagner (Dayton) Democrat
Terrence O'Donnell (Rocky River) Republican

Supreme Court Justice (Term commencing January 2, 2007)

Name(s) Party
Ben Espy (Columbus) Democrat
Peter M. Sikora (Cleveland) Democrat
Robert R. Cupp (Lima) Republican
 
 
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Householder stays put


What a tease


Former Ohio House Speaker Larry Householder flirted with the idea of running for the Ohio Senate seat being vacated by term-limited Sen. Jay Hottinger of Newark, but finally decided against it.

After doing some polling, Householder dashed speculation today that he might try to return to the General Assembly while FBI and IRS agents continue to investigate pay-to-play allegations against him. Instead, he took out a petition to run for re-election as Perry County auditor.

That won't necessarily be a cakewalk. Householder will face Mike Heavener, a former Perry County commissioner and county GOP chairman, in the primary.

Democrats vying for the office are Bill Crane, whom Householder defeated by 277 votes in 2004, and Teresa Stevenson, one of Householder's employees in the auditor's office.

--Ted Wendling
 
 
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Friday, February 03, 2006

Boehner's Empire Resembles DeLay's

By LARRY MARGASAK and SHARON THEIMER, Associated Press Writers 2 hours, 11 minutes ago

WASHINGTON - Over the years, new House Majority Leader John Boehner has built a political empire with similarities to the fundraising machine of the man he's replacing, Rep.

The Ohio congressman, who won an upset victory for the House GOP's No. 2 post, has distributed roughly $2.9 million to Republicans from his political action committee since 1996, according to the campaign finance Web site Political Money Line. Some of the recipients this week returned the favor in voting for him.

Boehner (pronounced BAY-nur) is an avid golfer with a perpetual tan, and, like DeLay, he has played host at many fundraising golf outings. Some of his staff members, following the career path of those who worked for DeLay, have become Washington lobbyists.

Boehner, 56, was characterized as an agent for change by Republican supporters who elected him over Rep. Roy Blunt (news, bio, voting record) of Missouri. But like DeLay and Blunt, Boehner has connections to indicted lobbyist Jack Abramoff.

He accepted at least $30,000 in political donations from Abramoff's tribal clients between the 2000 election cycle and 2004.

In addition, billing records from the Northern Mariana Islands, a former Abramoff client, show at least 17 contacts between members of Abramoff's Marianas lobbying team and Boehner's office — one with Boehner himself.

The contacts took place between February 1996 and August 2001. One of the lobbyists was David Safavian, who later became the Bush administration's chief procurement official and recently was indicted on charges of obstructing investigations of his ties to Abramoff. Safavian was the first administration official indicted in the Abramoff scandal.

Boehner spokesman Don Seymour Jr. said his boss had no relationship with Abramoff, never took money from him, and recalled meeting him only once — a "brief, incidental conversation at a widely attended event" about five years ago.

Seymour said the actions that led to the indictment of Safavian took place years after his reported contacts with Boehner's staff.

The spokesman added that if the contacts in the billing records took place, they "were most likely mundane conversations that took place between midlevel Boehner staff members and junior members of Abramoff's lobbying team."

The Mariana records are at odds with the assertion that the contacts were all with midlevel staff members. Two contacts in 1996, according to the records, were with Barry Jackson — a top Boehner aide who served as the congressman's chief of staff.

The congressman told reporters Friday that he has good relations with lobbyists and that there's nothing wrong with that.

"I can tell you that everything I've ever done is aboveboard, ethical, and every action I've taken during my entire political career has been in the best interest of my constituents and the American people," he said.

"We first need to remember that those involved in the Abramoff scandal — several members on both sides of the aisle that have been involved in problems — violated federal law and House rules. And I think we've got to focus in on punishing those that violate the rules," he said.

Boehner, elected to the House in 1990, began his career as a reformer. Taking office amid a House banking scandal, he joined six other freshmen in demanding the identities of the more than 300 House members who intentionally wrote penalty-free overdrafts at the now-defunct House members' bank. Democratic leaders, then in the majority, wanted to identify only the worst abusers of the system.

Only a few years later, Boehner was caught handing out tobacco industry money on the House floor. He apologized, then went on building his political empire.

It is fueled in part by special interests, some of them benefiting from his legislative clout as chairman of the Committee on Education and the Workforce. Among the beneficiaries: private student lenders and for-profit colleges.

Boehner took in about $630,000 in contributions to his campaign and $850,000 to his PAC last year. His campaign received much of its PAC money from financial institutions, insurers and retail businesses, all of them in sync with Boehner's legislative goals.

Boehner has traveled extensively courtesy of special interests. He has taken more than three dozen privately financed trips since 2000 to overseas destinations such as Rome, Venice, Paris and Edinburgh, and to domestic resort spots including Boca Raton, Fla., and Pebble Beach, Calif., the latter known for its championship golf and spectacular Pacific Ocean views.

Each year in Ohio, he sponsors the Boehner Birdie Hunt, which has incorporated as many as four different golf courses on the same day.

"As John's playing partner or whatever you choose ... you become an integral part of the 'driving' force behind John's campaign and political efforts," a past fundraising appeal on his campaign Web site says.

Business groups that have assisted Boehner's fundraising praise his legislative work.

"I want to commend you for your leadership," a National Federation of Independent Business official wrote Boehner in 2004, thanking him for his support of legislation to revise the nation's workplace safety law and aid small businesses in fighting what they called burdensome regulations.

NFIB's PAC gave $10,000 to Boehner's campaign last year.

The student lender Sallie Mae's employees together are the top overall donors to Boehner's PAC since 1989, giving at least $120,000, an analysis by the nonpartisan Center for Responsive Politics campaign finance watchdog group found.

Boehner's daughter, Tricia, works for General Revenue Corp., a loan-collection company owned by Sallie Mae. She was there for two years before Sallie Mae purchased the company.

The liquor industry has given Boehner's campaign and PAC at least $200,000 since 1989. The lawmaker, in House floor remarks, has praised the industry's efforts to fight underage drinking and drunken driving.

Boehner's support for the insurance industry included a staple of the GOP platform: limiting lawsuits against the health care industry.

"We don't need a trial lawyers' bill of rights," Boehner has said.

Insurers have given Boehner's campaign and PAC close to $1 million since 1989.

 
 
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How to Get Your Health-Care Coverage

 

From Business Week

Not getting health insurance through your employer? Here are some tips on alternative methods to help you lower the expense

In his Jan. 31 State of the Union address, one of the items on President Bush's lengthy wish list was improved access to health care for all Americans. But like the other lofty goals set out in the speech, that would be no small trick (see BW Online, 2/1/06, "Bush's Health-Care Scheme Needs a Dr.") The world's largest health-care system is unwieldy, and notoriously slow to incorporate technologies and innovations that could make it better, especially the antiquated back-office practices of many health-care providers that add so much to the cost of care.

And rapidly rising health-care costs present a vexing problem, making it ever more difficult for many Americans to get insurance. According to the Census Bureau, in 2004 45.8 million Americans (15.7% of the population) lacked health insurance.

STAY INSURED. It's not just the less well off. Too many people lack coverage for them to all fall within any one demographic or earnings range. Even affluent Americans can find themselves without a net, perhaps when they leave a large organization to start a new business or seek early retirement before they qualify for Medicare.

The Consolidated Omnibus Budget Reconciliation Act (COBRA) program provides an insurance option for 18 months or more after leaving a job, but premiums can be expensive and stints between jobs with benefits can last longer. Letting insurance expire isn't an attractive option either. Among other problems, it can make subsequent attempts to enroll more difficult. Carolyn McCalahan, a Jacksonville (Fla.)-based doctor and financial adviser, says, "The day people let their insurance lapse is when they break an ankle."

Especially for the young and healthy, the prospect of ducking premiums (perhaps vowing to spend a portion of the savings on healthy living) and going without any sort of coverage might be a tempting option. By all accounts it's not a good idea. So, in the interest of keeping our readers healthy, Five for the Money offers strategies for getting health insurance -- or at least lowering health-care costs -- to those working without a net.

1. Buy insurance through Sam's Club. Wal-Mart Stores (WMT ) has taken heat for not providing enough of its hourly employees with health coverage, but a program offered through its Sam's Club warehouse stores could potentially change how Americans buy insurance. Sam's Club members -- the people who pay to shop at the cavernous discount stores -- can now also buy their health insurance through the retailer.

Offered with Salt Lake City benefit management outfit Extend Benefits Group, the program is designed to allow Sam's Club members to choose between plans based on their family's needs and budget. For example, a 30-year-old man in Los Angeles could choose from more than 40 plans with monthly premiums ranging from $50 to about $400.

Employers can also sign up to get their employees into the program. A Sam's Club spokesman declined to say how many people have signed up for health insurance since the program kicked off in early January, but the store says it has 46 million members.

2. Use a Health Savings Account. For those who can afford it, combining a Health Savings Account (HSA) into medical costs can be an attractive option. Signed into law by President Bush in 2003, the accounts enable people to set aside funds, tax free, to be used for future health care.

The money can also be used to fund retirement. The accounts must be paired with an eligible "high-deductible health plan," according to the Treasury Dept.

Because they are often coupled with relatively inexpensive insurance policies, HSA users can save money, "especially if they're healthy," says financial adviser Donald Whalen of Alpharetta, Ga. The program provides protection from the costs associated with disastrous medical problems, but not, typically, a family's routine medical expenses. "Insurance is supposed to protect you against catastrophes, it's not supposed to subsidize your doctor's visits," Whalen adds.

3. Work part-time. In addition to placing enormous burdens on individuals, the price of health insurance has forced many employers to reel in their offerings. Nonetheless, part-time employees at a few companies qualify for attractive benefits. For example, Starbucks (SBUX ) employees who clock at least 20 hours a week are eligible for health insurance.

Start slinging lattes and you'll also be eligible for a 401(k) and stock options. These days, that looks like a bona fide retirement plan, particularly by the flinty standards of the service sector. For many freelancers, the part-time jobs can also be an attractive option because they often offer a degree of flexibility along with the benefits.

4. Find an independent insurance broker. If you're too busy for a part-time job, there are still other avenues available. Whalen says the uninsured often flock to Web sites such as eHealthInsurance.com and INSweb.com, which allow consumers to compare the offerings of different private health insurers. He says it may be smarter to meet with an independent broker first.

"Being turned down for health insurance is kind of like being declined for credit," Whalen says, in that it can affect how future potential insurers will evaluate you. "It's much better to have someone work with you from the start," to ensure a good fit. He suggests starting the search with the National Association of Health Underwriters, which represents brokers and offers listings on its Web site.

5. Broaden your search. Large employers aren't the only ones offering group plans. A surprising number of professional and independent organizations offer health insurance. In a search for insurance options it's a good idea to check with bar associations, chambers of commerce, and similar groups. A Brooklyn (N.Y.)-based group called Working Today offers a health insurance program to qualifying freelancers.

In addition to these outfits, states offer health insurance of widely divergent price and quality. Financial advisers say that in some cases it's a last resort for those rejected by private insurers, but other states have made an effort to provide more attractive packages. Maine, for example, has instituted Dirigo Health, a program designed to provide coverage to everyone in the state, using mechanisms like subsidized premiums to include those in lower income brackets.

Tom Rogers, a financial adviser based in Portland, Me., says the Dirigo program has been only "partially successful" as it smoothes out growing pains, but has nonetheless provided a model that other states may follow. As the ranks of the uninsured grow, the expansion of public and private plan options may be the best medicine.
 
 
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Shameless plug

If you are a cigar smoker (and aged 18 or over-- trust me they will check), be sure to check our new advertiser; Thompson Cigar!
 
(See banner ad above-- It's flashing at you now!)
 
I have purchased from them, and have always found their merchandise to be of top quality.  Also they often run some great specials.
 
Now back to our regular programming......
 
 
 
 
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Novak on the State of the DNC

From the Evans-Novak Political Report     

Howard Dean's DNC: The revelation that DNC Chairman Howard Dean ran another deficit this month, bringing his committee's cash total down from $7.3 million to $5.9 million, has enraged Democrats, many of whom had doubts about his ability to do the job ever since he was elected in early 2005.

     1) Democratic leaders, including Majority Leader Pelosi (D-Calif.), DCCC Chairman Rahm Emanuel (D-Ill.), and DSCC Chairman Chuck Schumer (D-N.Y.) have gone public with concerns that Dean is going through the cash too quickly, despite the DNC's lack of involvement with any political campaigns at this point.

     2) The "burn rate," they worry, is far too high, at just above 100 percent cumulatively. In December, Dean raised $3.1 million and spent $4.5 million. Since becoming chairman Dean has raised $56.1 million and spent $56.2 million -- the difference comes from cash left over after the 2004 election.

     3) By contrast, the RNC reported $10.1 million raised in December and $8.2 million spent, leaving $33.9 million in cash on hand. RNC Chairman Ken Mehlman has raised $105.3 million and spent $86 million. The RNC payroll is slimmer than that of the DNC by $0.5 million per month, but that goes only a small way toward explaining the huge difference.

     4) Some argue that congressional critics of the DNC are irrelevant. The money spent by the DNC went to exactly what Dean said he would do with it -- infrastructure and staff in the states, including red states. That is what Dean campaigned on when he won election as chairman. Dean is not hoarding the money in Washington for a nationally organized and directed air campaign -- instead he is counting on a grassroots effort that he feels will be backed by staffers sent to places like Missouri and North Dakota.

     5) Regardless of the merits of Dean's strategy, he will almost certainly feel vindicated -- as will his left-wing fan-club -- after the expected Democratic gains of the coming November, even if they are minimal and far less than they should be. If he merely gains seats in both houses of Congress -- a strong likelihood -- he will be the first DNC chairman to have such an unqualified election victory since 1990. He would continue to be a hero to his base, and he could potentially continue to help Democrats underperform.

 
 
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Thursday, February 02, 2006

Boehner Wins!

From: http://hotlineblog.nationaljournal.com

Rep. John Boehner (OH) wins the House majority leader's race on a second ballot. Boehner took 122 votes; Rep. Roy Blunt (MO) received 109.

Boehner picked up all of Rep. John Shadegg's (AZ) support. Blunt actually lost one vote from the first round of balloting.

At 1:55 p.m., Boehner was talking to GOP colleagues. He was expected to speak to the press shortly. [JONATHAN MARTIN]


Posted at 01:50 PM